The Government of Pakistan has announced that applicants can resubmit their Asaan Karobar Card applications in September 2025, giving small business owners, freelancers, and entrepreneurs a second chance to secure government-backed business loans.
The initiative aims to provide interest-free and low-markup financing to support small-scale businesses and promote financial inclusion across the country.
What is the Asaan Karobar Card?
The Asaan Karobar Card (AKC) is a loan facility introduced to help:
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Shopkeepers and small business owners
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Freelancers and self-employed professionals
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Micro-entrepreneurs and vendors
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Women entrepreneurs and rural youth
Through this program, applicants can access interest-free loans up to Rs. 500,000, flexible repayment options, and digital banking services — without the burden of collateral or high-interest rates.
Loan Amounts & Repayment Terms
| Loan Slab | Minimum | Maximum | Repayment Period | Markup Policy |
|---|---|---|---|---|
| Small Business Loans | Rs. 50,000 | Rs. 200,000 | 3 years | 0% in first year |
| Medium Enterprise Loans | Rs. 200,001 | Rs. 500,000 | 3–5 years | 0% in first year, low markup later |
💡 Money will be transferred directly into the applicant’s linked bank account. Withdrawals can be made via ATMs, HBL Konnect, or JazzCash.
Who Should Resubmit in September 2025?
Applicants are advised to resubmit their application if they:
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Submitted incomplete forms earlier.
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Entered wrong CNIC or mobile details.
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Forgot to upload required documents.
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Missed the previous deadline due to technical issues.
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Had applications under review but not approved.
📌 This resubmission phase is especially important for freelancers, small shopkeepers, and women-led businesses.
Eligibility Criteria
To qualify for the Asaan Karobar Card Resubmission 2025, applicants must:
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Be a Pakistani citizen with a valid CNIC.
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Be between 18 to 60 years of age.
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Own or operate a small business or freelance service.
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Have no record of loan default or fraud.
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Complete the official survey verification process.
How to Resubmit Your Application
Method 1 – Online Portal
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Visit the official Asaan Karobar Card portal.
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Enter your CNIC number and registered mobile.
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Upload documents (CNIC, land or business proof, passport-size photo).
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Double-check your details before clicking Resubmit.
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Receive an instant SMS confirmation.
Method 2 – Partner Bank Branches
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Visit HBL, UBL, MCB, Bank Alfalah, or other partner banks.
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Ask for the Asaan Karobar Resubmission Form.
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Fill in details and attach required documents.
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Submit the form and get a tracking ID for application status.
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Wait for SMS confirmation from the authorities.
Key Benefits of Resubmission
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Access to interest-free loans for the first year.
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Flexible repayment plans up to 5 years.
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No collateral or heavy guarantees required.
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Digital banking facilities for transactions and withdrawals.
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Special focus on youth, women, and rural businesses.
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Support for job creation and financial independence.
Final Words
The Asaan Karobar Card Resubmission September 2025 is a golden opportunity for small businesses, freelancers, and shopkeepers who missed their first chance. With loans up to Rs. 500,000, government backing, and easy repayment, this scheme is set to empower entrepreneurs and strengthen Pakistan’s economy.
👉 If your earlier application was rejected or incomplete, don’t delay. Apply again in September 2025 and unlock financial support to grow your business with peace of mind.